• ACIB – Associate of the Chartered Institute of Banking

Joe Mingoia

Managing Director


Meet Joe

Joe has worked in the financial services industry for more than 32 years, predominantly in the banking sector and with many managerial roles under his belt. He manages the Lloyd O’Sullivan team on a day-to-day basis, striving to deliver the best possible service and build the strongest relationships with our clients.

At home

Joe is married with two children. Outside of work his main interests are sports (including attempting to play 5-a-side football!), film, reading and music. He has also recently taken up running.